Approving bad credit loans Melbourne


Is your bad credit history getting in the way of your future? You’re not alone. Here in Australia, 1 in 5 people has a black mark on their credit file which makes it difficult for them to borrow funds when they need it most. Many people with poor credit history believe that they can no longer be approved for a loan at all. But they haven’t spoken to Bird & Young about bad credit loans Melbourne. If you have bad credit history and are worried you won’t be able to obtain funding, we’re here to help you find the right loan.

Comprehensive assessment process

Our success rate for securing impaired credit loans is second to none because we offer solution-based finance. Whilst other finance brokers will try to sell you the loan they want, at Bird & Young we ask you what it is that you want. Through our comprehensive assessment process, we’ll work diligently to find the finance solution that best matches your goals with your circumstances, even if your credit history isn’t perfect.

Why Bird & Young?

Many of our clients who comes to us looking for bad credit loans tell us just how frustrating the process can be. A lot of the time they are unsure of the types of bad credit finance that are available to help them. The truth is, being approved for a loan with bad credit is not impossible. At Bird & Young, we’ve helped countless Australians with imperfect credit history to secure the deal that they want. If you have unpaid defaults, credit card debts, or little documentation and need money to buy a car, home or bike, call us to discuss your needs. Bird & Young is here to help you find the right loan.

The benefits of bad credit loans

If you have bad credit history, generally you will find that many loan providers won’t approve your loan application. This, in turn, makes it hard to ever improve your bad credit. At Bird & Young, we want you to be able to enjoy the benefits of obtaining a bad credit loan. That’s right, obtaining a bad credit loan actually has benefits! Not only will you get the loan you want for the things you need without being charged outrageous interest rates, it will also provide you with the opportunity to repair your credit history. This will then improve your ability to borrow in the future.

Speak to us about your bad credit history?

If you’re looking for bad credit loans Melbourne, let Bird & Young do the hard work for you. An expert in bad credit loans will identify your financial strengths and use them to negotiate with various lenders. Not sure if a personal loan is the right choice? Contact us today to discuss your options by calling (03) 8610 6991.